Tired of being the bank?

Texas Note Buyer are experienced note buyers with options designed to fit your situation.

Take the MAX CASH now, get a cash advance while preserving your income stream, or sell at full face value and earn more than you're collecting today. Get your offer within 24 hours and funds in your account within 5-10 business days.

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More Cash. More Options. More Control. Pick One.

MAX CASH

We buy all remaining payments on your note for a lump sum of cash at closing.

If you're ready to stop being the bank and want the maximum amount of money up front, this is your option.

We pay the most for notes with strong equity, good borrower credit, and seasoning.

CASH ADVANCE

Need cash now but not ready to walk away from your income stream? We can work with that.

We’ll advance you a lump sum based on the value of your note, and you can continue receiving payments from us—either right away or on a deferred schedule.

Get the liquidity you need today without giving up your income entirely.

NO DISCOUNT

We pay out the full principal balance over time, structured one of two ways:

More Income. We increase the interest rate on your note by up to 20% above its current rate, send you monthly interest payments, and then you receive today’s full principal balance in a lump sum at the end.

Faster Payoff. We increase your monthly payment by 20%, paying down your full principal balance ahead of schedule.

Nothing changes for your borrower.