Texas Note Buyer

We Buy Mortgage Notes!

Friendly service. Fast closings. A cash offer for your note within 24 hours.

24 hoursto get your cash offer
10–14 daysbusiness days to close once we have your documents
$0closing costs to you
Since 1989buying notes in Texas
Scott Winn, Texas mortgage note buyer
Scott Winn · Texas Note Buyer

I'm Scott Winn, and I've been buying mortgage notes in Texas for over 35 years.

When you call or text me at 940-268-5850, you'll reach me directly, not a call center or an assistant. I'll answer your questions and get you a cash offer within 24 hours, often the same day. Most sellers have their cash in 10 to 14 business days, and I've funded in as little as three.

Why wait years to collect small monthly checks when you can have the lump sum of cash you need within days?

Our process

How to sell a note

  1. 1Request a quote

    Locate the Settlement Statement and Real Estate Note from when you sold the property, then fill out a Quote Request form, or call or text us at 940-268-5850.

  2. 2Get a cash offer

    We'll review your paperwork and make a cash offer for your mortgage note within 24 hours.

  3. 3Due diligence

    Once we have your signed purchase offer and payment history, we order a drive-by property valuation and a title commitment.

  4. 4Fund and close

    A mobile notary comes to your home or office with all the closing documents, notarizes everything, and sends it back to the title company. We fund the next day and wire funds directly to your account!

Knowledge. Experience. Trust.

Texas note buyers since 1989.

We've purchased thousands of seller-financed mortgage notes and real estate contracts. Whether your note is performing perfectly or has issues, we buy them all, and we pay top dollar for the strong ones.

Mortgage note buyers serving Austin, Dallas, Fort Worth, Houston, San Antonio, El Paso, McAllen and all of Texas.

We buy notes with issues like:

  • Sporadic payments
  • Bad borrower credit
  • Unpaid taxes
  • Lapsed insurance
  • Documentation problems
Get a Cash Offer

What our customers say

Note sellers across Texas rate us five stars.

5.0
39 reviews on GoogleRead them all on Google
Scott was an absolute gem to work with! He was super helpful and very professional. Scott was always quick to respond to calls and emails and he made the process of buying our note seamless. Turn around time from start to finish was less than two weeks. …
Crystal TackelGoogle review · Mar 2025
Scott was great to work with. Very responsive and made a fair offer. It was a simple process too. I’ve met plenty of bait and switch buyers so it was a wonderful experience with an upfront honest buyer like Scott.
Corey HoweGoogle review · Sep 2024
As a real estate investor, I wanted to pay cash for a foundation repair and I own a 5yr note. I google Texas Note buyers and was directed to Scott Winn. Mr. Winn was understanding, answered all my questions, worked with my title office, and within seven days had the cash wired into my account.
Robert TrevinoGoogle review · Aug 2024
Scott made working with him effortless. From my first contact with him, my deal closed in less than 30 days. Just sit back and he’ll do all the work including bringing the closing to you with a mobile notary with funding the next day. …
Jeff and Pam HammondsGoogle review · Feb 2025
Worked with Scott to sell a note; he responded promptly and provided a competitive quote, better than others I received. The entire process was fast, taking less than two weeks. Scott does great work and is easy to work with. …
Tyler BoudreauxGoogle review · Aug 2024
Scott Winn from TXNB was responsive, helpful and fair. I needed to liquidate a private mortgage that was a trust asset so that I could proceed with settlement of an estate. Scott made a process I was not familiar with easy, and he got the job done in a very timely manner.
Roy E. ElizondoGoogle review · Jul 2023

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